Gulf Coast Mortgage of Naples

About Us

Celebrating 23 years of service to Florida communities with superior rates, service and programs.

Who We Are

About Gulf Coast Mortgage of Naples

Proudly serving Florida for over 23 years with unbeatable rates, programs, and service.
Where the locals go!

At Gulf Coast Mortgage of Naples, Inc., we’re more than just a mortgage company—we’re your neighbors. Locally owned and operated in Naples, Florida, we’ve spent over two decades helping individuals and families across the Sunshine State find the right loan with the right terms.

From first-time homebuyers to seasoned investors, our expertise spans every corner of the lending world. We’ve built strong, long-term relationships with some of the most trusted wholesale banks, lenders, and investors in the industry. What does that mean for you? Access to the best-priced programs, more options, and faster approvals—all delivered with service that’s second to none.

Who We Are

What Makes Us Different?

At Gulf Coast Mortgage of Naples, Inc., we believe in doing things differently—and better. We offer wholesale rates, so you get the pricing the big banks reserve for themselves, but with personalized, local service you can’t get anywhere else. Unlike traditional lenders, we work for YOU, not the bank, which means we shop around to find the best loan for your unique needs. We’re locally owned and operated, so you’ll never find yourself talking to a call center in another state or country—you’re working with real people who live right here in your community. We’re also known for our speed, with most loans clear to close in under 15 days. And if you’re a veteran, you’re in especially good hands—we love our veterans and are proud to offer the best possible VA rates and service. Even better, new funding programs are coming soon, giving you even more options to choose from. Stay tuned!

What We Do

Loan Programs We Offer

We specialize in a wide variety of loan products to meet every unique scenario

Conventional

Jumbo

FHA

VA

Hometown Heroes

DSCR for Investors

Portfolio Lending

Foreign National Loans

203K Renovation Loans

USDA Rural Loans

Reverse Mortgages

Construction Perm Loans

Home Ready & Home Possible

Got an outside-the-box scenario? Don’t worry—we probably have a solution for that too.
The Team

Meet The Ones Behind It All

Bill Wingate

President/MLO | NMLS#351038

Jane Wingate

Owner/EVP/MLO | NMLS #368246

Tony Guberaj

Mortgage Loan Originator | NMLS#2451235

Mortgage Application

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